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For many retirees, the golf course is just the beginning. The true heart of a thriving retirement community beats in its clubhouse—the social hub where friendships form over dinner, where book clubs meet on Tuesday afternoons, where wine tastings bring neighbors together, and where the calendar overflows with activities that keep life engaging, stimulating, and fun.

A world-class clubhouse transforms a golf community from a collection of homes around a course into a genuine lifestyle destination. It becomes your country club, your favorite restaurant, your fitness center, your social circle, and your second living room—all seamlessly integrated into one beautiful gathering place.

Tennessee’s premier golf retirement communities understand this. They’ve invested millions in creating clubhouse experiences that rival upscale resorts, with executive chefs preparing farm-to-table cuisine, event coordinators curating diverse social calendars, and spaces designed specifically for the active, engaged lifestyle today’s retirees demand.

But here’s what sets Tennessee apart: you get resort-quality clubhouses and social experiences without resort-level pricing or taxation. No state income tax means more money for membership dues and social activities. Lower property taxes and cost of living mean you can afford the comprehensive lifestyle you deserve.

In this detailed guide, we’ll explore Tennessee’s golf retirement communities with the most impressive clubhouses and most vibrant social scenes, examining the facilities, dining experiences, activity calendars, and community cultures that make them exceptional. We’ll look at what exists today and what’s coming soon—because the best communities never stop evolving.


What Defines an Exceptional Clubhouse Experience?

Not all clubhouses are created equal. The best distinguish themselves through several key elements:

Architectural Excellence and Design

First Impressions Matter:

  • Grand entrance that creates arrival moment
  • Architecture complementing natural setting
  • Quality materials and finishes (stone, wood, elegant details)
  • Thoughtful interior design (not dated or institutional)
  • Natural light and views
  • Comfortable scale (impressive but not cold or impersonal)

Functional Spaces:

  • Multiple dining venues (casual, upscale, outdoor)
  • Private dining rooms for special events
  • Bar and lounge areas
  • Meeting and event spaces
  • Card rooms and game areas
  • Library or quiet reading spaces
  • Outdoor terraces and patios
  • Pro shop integration

Culinary Excellence

Dining Programs That Compete Locally:

  • Executive chef (not just a cook)
  • Seasonal menus with fresh, local ingredients
  • Farm-to-table sourcing when possible
  • Wine programs with knowledgeable sommeliers
  • Special events (wine dinners, chef’s tables, themed nights)
  • Dietary accommodations (gluten-free, vegetarian, allergies)
  • Takeout options for convenience

Multiple Venues:

  • Fine dining restaurant
  • Casual grill or bistro
  • Outdoor patio dining
  • Bar with small plates
  • Private dining for parties

Service Standards:

  • Professional, trained staff
  • Consistent quality
  • Efficient service
  • Friendly, familiar faces who know members

Comprehensive Social Programming

Diverse Activity Calendar:

  • Golf tournaments and leagues (men’s, women’s, couples)
  • Wine tastings and bourbon samplings
  • Educational lectures and speakers
  • Book clubs and discussion groups
  • Cooking classes and demonstrations
  • Live music and entertainment
  • Themed parties and celebrations
  • Cards and games (bridge, mahjong, poker)
  • Art classes and exhibitions
  • Health and wellness programs

Special Events:

  • Holiday celebrations (Thanksgiving, Christmas, New Year’s)
  • Seasonal parties (Kentucky Derby, Fourth of July)
  • Member appreciation events
  • Charity fundraisers and community service
  • Anniversary celebrations
  • Guest chef dinners
  • Murder mystery dinners and themed events

Wellness and Fitness Integration

Modern Fitness Facilities:

  • Cardiovascular equipment (treadmills, ellipticals, bikes)
  • Strength training equipment and free weights
  • Group fitness studios
  • Personal training availability
  • Locker rooms and amenities
  • Pool and spa facilities
  • Tennis and pickleball courts

Wellness Programming:

  • Yoga and Pilates classes
  • Water aerobics
  • Wellness seminars
  • Nutrition counseling
  • Preventive health screenings
  • Walking groups and hiking clubs

Technology and Amenities

Modern Conveniences:

  • Strong WiFi throughout clubhouse
  • Online reservations for dining and tee times
  • Digital event calendars and sign-ups
  • Member portal for community information
  • Audio-visual equipment for presentations
  • Charging stations

Service Amenities:

  • Concierge services
  • Event planning assistance
  • Golf services (club cleaning, cart staging)
  • Coat check and valet (for large events)
  • Package delivery coordination

Community Culture and Atmosphere

The Intangible Element:

  • Welcoming vs. exclusive atmosphere
  • Friendly, engaged members
  • Staff that creates family feeling
  • Balance of formality and comfort
  • Genuine sense of community
  • Active participation vs. empty clubhouse
  • New member integration programs
  • Inclusive social groups

Gated Lake & Golf Community in East Tennessee

Why Tennessee Clubhouses Offer Exceptional Value

Tennessee’s golf communities deliver resort-quality clubhouse experiences with several advantages over coastal competitors:

Lower Membership Costs

No State Income Tax Impact: The $10,000-$20,000 you save annually on state income taxes (compared to high-tax states) can completely cover your golf and social membership dues. Essentially, your clubhouse lifestyle is funded by tax savings.

Competitive Initiation Fees: Many Tennessee communities have eliminated or drastically reduced initiation fees. Where California or Florida clubs might charge $50,000-$100,000 to join, Tennessee clubs often charge $10,000-$25,000 or offer non-equity options.

Reasonable Monthly Dues: Monthly dues typically range $300-$800 for comprehensive golf and social access—a fraction of exclusive coastal clubs charging $1,500-$3,000 monthly.

High-Quality Culinary Programs at Local Prices

Tennessee’s lower cost of living extends to dining:

  • Upscale clubhouse dinner for two: $80-$120
  • Same meal in coastal markets: $150-$250+
  • Better value without sacrificing quality

Investment in Facilities

Communities invest membership dues into facilities rather than expensive waterfront land. More of your money goes to clubhouse quality, programming, and experiences.

Southern Hospitality Culture

Tennessee’s cultural warmth creates clubhouse atmospheres that feel genuinely welcoming rather than stuffy or pretentious. Staff and members alike embody gracious hospitality.


Tennessee’s Premier Clubhouses and Social Experiences

Lakefront living

1. WindRiver – Lenoir City, Tennessee

The Future of Clubhouse Excellence: Clubhouse Village

Current Clubhouse Features:

  • Citico’s Restaurant (fine dining and casual)
  • Golf pro shop and services
  • Member gathering spaces
  • Event hosting capabilities

Game-Changing Development: Clubhouse Village (Under Construction)

WindRiver is revolutionizing the clubhouse concept with Clubhouse Village—a visionary development designed as the premier centerpiece amenity of The Club at WindRiver. This isn’t merely a renovation or expansion; it’s a comprehensive reimagining of what a clubhouse can be.

Why This Matters:

Most communities rest on past achievements. WindRiver is actively creating the future. Clubhouse Village represents a multi-million dollar investment demonstrating deep commitment to member experience and community evolution.

Clubhouse Village Vision:

While specific details continue to evolve, Clubhouse Village is designed to cater to the diverse lifestyle interests of all members, featuring:

Culinary Excellence – Multiple Dining Experiences:

  • Fine Dining Restaurant: Upscale atmosphere, seasonal menus, wine pairings, special occasion destination
  • Casual Bistro/Grill: Relaxed environment, quick service, post-golf meals, family-friendly options
  • Outdoor Dining Terrace: Al fresco dining with lake views, seasonal operation, sunset dinners
  • Bar and Lounge: Craft cocktails, small plates, social gathering space, sports viewing
  • Private Dining Rooms: Special events, family celebrations, business dinners, holiday parties

Wellness and Fitness Center:

  • State-of-the-Art Equipment: Latest cardiovascular machines, strength training, functional fitness areas
  • Group Fitness Studios: Yoga, Pilates, spin classes, dance fitness, stretching programs
  • Personal Training: Certified trainers, customized programs, one-on-one coaching
  • Locker Rooms: Spa-quality facilities, steam rooms, saunas, amenity provisions
  • Wellness Programming: Nutrition seminars, health screenings, wellness challenges

Social and Recreation Spaces:

  • Grand Ballroom: Large events, dances, concerts, member celebrations, fundraisers
  • Multi-Purpose Meeting Rooms: Club meetings, educational lectures, smaller gatherings
  • Card Rooms: Dedicated spaces for bridge, mahjong, poker, game groups
  • Library and Reading Room: Quiet space, book club meetings, comfortable seating
  • Craft and Hobby Rooms: Art classes, crafts, special interest activities
  • Game Lounge: Billiards, board games, casual gathering
  • Outdoor Gathering Spaces: Terraces, fire pits, conversation areas

Event and Entertainment Venues:

  • Performance Space: Live music, theater, presentations, entertainment events
  • Exhibition Areas: Art shows, member displays, rotating exhibits
  • Technology-Equipped Rooms: Audio-visual capabilities, presentation equipment, virtual meeting options

Member Services Hub:

  • Concierge Desk: Event planning, reservations, information, assistance
  • Golf Services: Club cleaning, cart staging, tournament coordination
  • Activity Coordination: Program registration, calendar management, communication

The Strategic Advantage of Clubhouse Village:

Comprehensive Under One Roof: Everything you need for an active, engaged lifestyle in one beautiful, connected facility. No driving to separate fitness centers, restaurants, or entertainment venues.

Year-Round Programming: Indoor spaces ensure robust social calendar regardless of weather. Winter months remain socially active with indoor dining, fitness, classes, and events.

Multi-Generational Appeal: Spaces designed for diverse interests and ages. When family visits, everyone finds activities—fitness for active adults, arts for creative types, dining for all, entertainment for everyone.

Property Value Enhancement: Communities that invest in amenity development demonstrate financial health and commitment to excellence. Clubhouse Village will be a major selling point for future buyers.

Competitive Differentiation: While other communities maintain status quo, WindRiver elevates the standard. This attracts quality members and positions WindRiver as Tennessee’s premier lifestyle community.

Current Social Activities at WindRiver:

Even before Clubhouse Village completion, WindRiver offers vibrant social programming:

Golf-Centric Activities:

  • Men’s Golf Association tournaments and events
  • Women’s Golf Association play and socials
  • Couples tournaments
  • Member-guest events
  • Club championships
  • Seasonal tournaments
  • Golf clinics and instruction

Dining and Culinary Events:

  • Wine tastings featuring regional and international selections
  • Chef’s special dinners and tasting menus
  • Seasonal celebrations and themed dinners
  • Member appreciation meals
  • Holiday dining events
  • Sunday brunch gatherings
  • Happy hour socials

Outdoor and Recreation:

  • Boating excursions and lake events
  • Fishing tournaments
  • Hiking group outings
  • Trail running events
  • Kayaking and paddleboarding groups
  • Water sports activities
  • Nature walks and bird watching

Social and Cultural:

  • Book clubs and literary discussions
  • Educational speakers and lectures
  • Art and craft groups
  • Photography club
  • Music and entertainment events
  • Holiday parties and celebrations
  • Seasonal festivals

Community Service:

  • Charity fundraisers
  • Community volunteer projects
  • Habitat for Humanity builds
  • Local food bank support
  • Educational scholarship programs

The WindRiver Advantage:

Dual Lifestyle Integration: Clubhouse activities seamlessly integrate with both golf AND marina amenities. Morning golf tournament followed by afternoon boat parade. Wine tasting before sunset dinner cruise. This integration creates a richer, more diverse social experience.

Lake Setting Enhancement: Clubhouse spaces with water views create ambiance unmatched by landlocked clubs. Dining on the terrace overlooking Tellico Lake, evening socials with sunset views, outdoor events with mountain backdrops.

Welcoming Culture: WindRiver attracts accomplished yet approachable members. The social atmosphere balances sophistication with Southern warmth. New members integrate easily into established groups.

Professional Event Coordination: Dedicated staff ensure smooth events, creative programming, and member satisfaction. Activities are thoughtfully planned, well-executed, and genuinely enjoyable.

Investment Trajectory: Clubhouse Village signals WindRiver’s commitment to continuous improvement. This isn’t a community resting on laurels—it’s actively creating the future of retirement living.

Why WindRiver’s Clubhouse Ranks #1:

The combination of existing Citico’s Restaurant quality, current vibrant programming, comprehensive marina integration, and the transformational Clubhouse Village development creates an unmatched clubhouse experience in Tennessee. WindRiver isn’t just building a facility—it’s creating a lifestyle ecosystem.


2. Tellico Village – Loudon, Tennessee

Clubhouse Features:

  • Yacht Club and Wellness Center
  • Multiple dining venues
  • Extensive meeting and event spaces
  • Pro shops for three golf courses

Social Programming:

Tellico Village’s claim to fame is the sheer volume of social activity:

120+ Clubs and Organizations: One of the most extensive club systems in any retirement community:

  • Golf clubs (men’s, women’s, couples associations for all three courses)
  • Boating and fishing clubs
  • Art guilds and pottery studio
  • Photography club
  • Woodworking shop and club
  • Computer club
  • Genealogy group
  • Investment club
  • Multiple card game groups (bridge has several levels)
  • Theater and performing arts
  • Choral groups and bands
  • Dance clubs (line dancing, ballroom, shag)
  • Hiking and outdoor clubs
  • Pickleball league
  • And 100+ more…

Dining Options:

  • Yacht Club Restaurant
  • Tanasi Clubhouse Grill
  • Toqua Clubhouse Restaurant
  • Kahite Clubhouse (seasonal)

Events Calendar:

  • Weekly activities nearly every day
  • Seasonal festivals
  • Concerts and entertainment
  • Educational seminars
  • Holiday celebrations
  • Member talent shows
  • Art exhibitions

Best For: Extremely social retirees who want maximum activity options and enjoy large community (5,000+ residents) with established programs.

Considerations:

  • Can feel overwhelming for those seeking quieter lifestyle
  • Sheer size means less intimate atmosphere
  • May take time to find your niche among many options

3. Rarity Bay – Vonore, Tennessee

Clubhouse Features:

  • Elegant main clubhouse overlooking Tellico Lake
  • Fine dining restaurant
  • Casual grill and bar
  • Private dining rooms
  • Infinity pool overlooking water
  • Fitness center
  • Pro shop

Social Programming:

Upscale, Intimate Atmosphere: Smaller community (compared to Tellico Village) creates more intimate social scene:

  • Golf tournaments and events
  • Wine club with tastings and dinners
  • Book clubs
  • Ladies luncheons
  • Couples socials
  • Holiday galas
  • Live music events
  • Educational speakers
  • Art shows

Dining Excellence: Known for high-quality culinary program:

  • Seasonal menus
  • Wine pairings
  • Chef’s special events
  • Holiday dining (Thanksgiving, Christmas Eve, New Year’s)
  • Sunday brunch
  • Themed dinner nights

Best For: Retirees seeking more intimate, upscale atmosphere with emphasis on dining quality and refined social events over volume of activities.


4. Fairfield Glade – Crossville, Tennessee

Clubhouse Features:

  • Druid Hills Clubhouse (main facility)
  • Multiple golf clubhouses (Stonehenge, Heatherhurst, etc.)
  • Recreation centers
  • Indoor pool facility
  • Meeting rooms and event spaces

Social Programming:

Diverse Activities for Large Community:

  • Golf associations for all five courses
  • Lake clubs and fishing tournaments
  • Tennis and pickleball leagues
  • Fitness classes and wellness programs
  • Arts and crafts guilds
  • Photography club
  • Choral groups
  • Theater productions
  • Dance clubs
  • Card game groups (bridge, mahjong)
  • Seasonal festivals
  • Holiday events

Dining Options:

  • Druid Hills Restaurant
  • Various clubhouse grills
  • Special event catering

Best For: Retirees wanting variety of activities and amenities spread across large community with mountain setting and multiple golf courses.

Considerations:

  • Community spread over large area (less walkable)
  • Some amenities require driving
  • Older facilities (though well-maintained)

5. The Honors Course – Ooltewah, Tennessee

Clubhouse Features:

  • Understated elegance
  • Fine dining restaurant
  • Bar and lounge
  • Pro shop
  • Locker rooms

Social Programming:

Golf-Centric Culture: The Honors Course emphasizes golf excellence over extensive social programming:

  • Member tournaments
  • Guest days
  • Wine dinners (occasional)
  • Holiday events
  • Golf-focused social calendar

Dining:

  • Upscale restaurant (reservations recommended)
  • Post-golf meals and drinks
  • Special event dinners

Best For: Serious golfers who prioritize course quality and refined atmosphere over extensive social activities. More exclusive, less programmed.

Considerations:

  • Limited social calendar compared to others
  • Smaller residential component
  • More private club atmosphere (may feel less accessible)

Comparing Clubhouse Experiences: What Matters to You?

Activity Volume vs. Quality

High Volume (Tellico Village):

  • Pros: Always something happening, easy to find niche, established programs
  • Cons: Can feel overwhelming, harder to form deep friendships, institutional feel

Moderate Volume (WindRiver):

  • Pros: Balanced calendar, quality over quantity, easier integration, personal connections
  • Cons: May want more options occasionally

Low Volume (The Honors Course):

  • Pros: Curated experiences, quality focus, exclusive feel
  • Cons: Limited options, may feel quiet for very social people

Dining Philosophy

Resort-Quality (WindRiver, Rarity Bay):

  • Executive chefs, seasonal menus, culinary events
  • Higher dining standards, special occasion worthy
  • More expensive but restaurant-quality

Traditional Clubhouse (Tellico Village, Fairfield Glade):

  • Consistent comfort food, member favorites
  • More casual, familiar menu
  • Good value, less adventurous

Exclusive Fine Dining (The Honors Course):

  • Upscale reservations-required
  • Limited hours/days
  • More formal

Community Size Impact

Large (Tellico Village – 5,000+ residents):

  • Pros: Always meet new people, many activity options, critical mass for niche interests
  • Cons: Less intimate, harder to know everyone, can feel impersonal

Medium (WindRiver, Fairfield Glade – 500-2,000 residents):

  • Pros: Balance of familiarity and new faces, manageable social circles, community feel
  • Cons: Smaller groups for niche interests

Small (The Honors Course, Rarity Bay – Under 500 residents):

  • Pros: Know your neighbors, intimate gatherings, family atmosphere
  • Cons: Limited dating pool for activities, everyone knows your business

New Member Integration

Formal Programs (WindRiver):

  • Welcome events for new members
  • Orientation to clubs and activities
  • Buddy systems or ambassadors
  • Newcomer socials

Organic Integration (Others):

  • Join activities that interest you
  • Self-directed integration
  • Sink or swim approach

Formality Level

Relaxed (Most Tennessee clubs):

  • Golf attire on course, casual in clubhouse
  • First-name basis with staff
  • Come-as-you-are atmosphere
  • Jeans acceptable in casual dining

More Formal (The Honors Course):

  • Jacket required for fine dining
  • Golf attire standards strictly enforced
  • Traditional club protocols

Dining

What Your Clubhouse Experience Should Include

Daily Conveniences

Coffee Shop or Cafe:

  • Morning gathering spot
  • Grab-and-go breakfast
  • Casual meeting place
  • WiFi workspace

Casual Dining:

  • Quick lunch after golf
  • Dinner when you don’t want to cook
  • Takeout options
  • Consistent menu favorites

Fine Dining:

  • Special occasions
  • Date nights
  • Impress visiting family
  • Wine and culinary experiences

Weekly Engagement

Regular Activities:

  • Golf leagues (weekly games)
  • Fitness classes (multiple times weekly)
  • Card games (standing dates)
  • Social hours (Friday/Saturday)

Rotating Programs:

  • Wine tastings (monthly)
  • Educational lectures (bi-weekly)
  • Live music (weekends)
  • Special dinners (monthly)

Seasonal Events

Holiday Celebrations:

  • Easter brunch
  • Mother’s/Father’s Day events
  • Fourth of July festivities
  • Thanksgiving dinner
  • Christmas parties
  • New Year’s Eve galas

Seasonal Activities:

  • Spring golf season kickoff
  • Summer pool parties
  • Fall harvest dinners
  • Winter holiday markets

Special Interest Groups

Your Tribe:

  • Book clubs for readers
  • Wine club for enthusiasts
  • Investment club for financial minds
  • Art guild for creatives
  • Fishing club for anglers
  • Photography club for shutterbugs
  • Hiking club for outdoor lovers

Life Enrichment

Educational:

  • Guest speakers on current events
  • Health and wellness seminars
  • Financial planning workshops
  • Technology classes
  • History and culture lectures

Creative:

  • Art classes and workshops
  • Cooking demonstrations
  • Craft programs
  • Photography workshops
  • Writing groups

The Social Calendar: A Week in a Vibrant Community

Monday:

  • Morning: Men’s Golf Association tournament
  • Lunch: Casual grill with golf buddies
  • Afternoon: Book club meeting in library
  • Evening: Yoga class in fitness studio

Tuesday:

  • Morning: Women’s golf league
  • Lunch: Ladies luncheon at clubhouse
  • Afternoon: Art class in craft room
  • Evening: Wine tasting event with sommelier

Wednesday:

  • Morning: Couples golf scramble
  • Lunch: Dining room with friends
  • Afternoon: Investment club meeting
  • Evening: Live music on patio

Thursday:

  • Morning: Personal golf round
  • Lunch: Bridge club in card room
  • Afternoon: Fitness class
  • Evening: Educational lecture series

Friday:

  • Morning: Nine holes with friends
  • Lunch: Quick grill lunch
  • Afternoon: Happy hour social
  • Evening: Chef’s tasting dinner

Saturday:

  • Morning: Member tournament
  • Lunch: Awards lunch at clubhouse
  • Afternoon: Pool time with visiting family
  • Evening: Dinner and dancing event

Sunday:

  • Morning: Sleep in or fitness class
  • Brunch: Sunday brunch buffet
  • Afternoon: Hiking club trail outing
  • Evening: Quiet dinner at home or casual clubhouse

Making the Most of Your Clubhouse Membership

Gated Lake & Golf Community in East Tennessee

Get Involved Early

First Month Actions:

  • Attend new member orientation
  • Join at least one standing group (golf league, book club, etc.)
  • Say yes to invitations
  • Introduce yourself to staff
  • Try all dining venues
  • Attend one major event

Find Your People

Don’t Wait:

  • People with similar interests gravitate together
  • Golf pairings often become friendships
  • Activity groups create natural connections
  • Be proactive in introducing yourself
  • Host a small gathering at your home

Volunteer

Give Back:

  • Join event committees
  • Help with charity fundraisers
  • Serve on social committee
  • Share your expertise (teach a class, give a talk)
  • Participation deepens engagement and friendships

Balance Participation

Avoid Burnout:

  • Don’t overcommit initially
  • Quality over quantity in activities
  • Maintain outside friendships and family time
  • It’s okay to skip events
  • Find sustainable rhythm

The Future of Clubhouse Living: What’s Next?

Technology Integration

Emerging Trends:

  • Mobile apps for reservations and activity sign-ups
  • Virtual fitness classes
  • Hybrid events (in-person and virtual attendance)
  • Digital member directories
  • Online ordering from dining venues
  • Smart locker rooms

Wellness Focus

Growing Emphasis:

  • Medical-grade fitness equipment
  • Health monitoring programs
  • Nutrition counseling integration
  • Mental wellness programming
  • Preventive health partnerships

Culinary Evolution

Rising Standards:

  • Farm-to-table sourcing
  • Dietary accommodation (vegan, gluten-free, keto)
  • Cooking classes and demonstrations
  • Chef collaborations and guest chefs
  • Craft cocktail programs
  • Local craft beverage partnerships

Flexible Spaces

Multi-Use Design:

  • Spaces that adapt to different uses
  • Movable walls and furniture
  • Technology-enabled rooms
  • Indoor-outdoor flow
  • Natural light optimization

Community Connectivity

Beyond the Clubhouse:

  • Satellite gathering spaces
  • Neighborhood social nodes
  • Walking trails connecting amenities
  • Multiple entry points to social life

Financial Considerations for Clubhouse Lifestyle

Understanding Membership Structures

Equity Membership:

  • Purchase share in the club
  • May be refundable upon resignation
  • Potential appreciation
  • Voting rights in club decisions
  • Higher initial cost, often lower monthly dues

Non-Equity Membership:

  • Lower or no initiation fee
  • Higher monthly dues
  • No ownership stake
  • No refund upon leaving
  • More flexibility

Golf-Only vs. Social Membership:

  • Golf membership: Full golf privileges plus social
  • Social membership: Dining, fitness, activities (no golf)
  • Consider actual golf frequency
  • Can upgrade later in some communities

True Cost of Clubhouse Lifestyle

Initial Costs:

  • Membership initiation: $0-$50,000 (varies by community)
  • Equity purchase: $10,000-$100,000 (if equity club)

Monthly/Annual Costs:

  • Golf membership dues: $300-$800/month
  • Social membership (no golf): $100-$300/month
  • Food and beverage minimums: $0-$200/month (some clubs)
  • Capital assessments: Variable (for major improvements)

Usage Costs:

  • Dining expenses (in addition to minimums)
  • Guest fees (golf, dining)
  • Event tickets and special activities
  • Personal training or specialized classes
  • Private lessons (golf, tennis)

Annual Budget Example:

  • Membership dues: $6,000-$10,000
  • Dining: $3,000-$6,000
  • Activities and events: $500-$1,500
  • Guest usage: $500-$1,000
  • Total: $10,000-$18,500 annually

Tennessee Advantage: Remember, if you’re saving $10,000-$20,000 annually on state income taxes by living in Tennessee, your clubhouse lifestyle essentially pays for itself!


Questions to Ask Before Joining

About the Club

  1. What is the current membership count vs. capacity?
  2. What is the financial health of the club?
  3. Are there planned assessments or major projects?
  4. What are the demographics of current members?
  5. How long has current management been in place?
  6. What is the staff turnover rate?
  7. Are initiation fees refundable?
  8. Can I tour during a busy time to see activity level?

About Activities

  1. How many members participate in typical events?
  2. What is the process for suggesting new activities?
  3. Are there active committees I can join?
  4. How far in advance is the social calendar published?
  5. What happens in off-season or winter months?
  6. Are activities additional cost or included in dues?

About Dining

  1. Who is the executive chef and what’s their background?
  2. How often do menus change?
  3. Are reservations required or recommended?
  4. What are typical wait times?
  5. Can I see recent member satisfaction scores?
  6. Is takeout available?
  7. Are food and beverage minimums enforced?

About Facilities

  1. When was the clubhouse built or last renovated?
  2. Are there expansion or renovation plans?
  3. How are capital improvements funded?
  4. What technology is available?
  5. Are facilities air-conditioned (Tennessee summers!)?
  6. Is there covered outdoor space for all-weather use?

WindRiver’s Clubhouse Village: Why It Changes Everything

After examining Tennessee’s clubhouse offerings, WindRiver’s Clubhouse Village emerges as a transformational development that will redefine expectations for retirement community amenities.

The Strategic Vision

Most communities build clubhouses and consider them complete. WindRiver is taking a different approach:

Phase 1 (Current): Establish strong foundation with quality golf, marina, dining, and programming.

Phase 2 (Clubhouse Village): Create comprehensive lifestyle ecosystem that anticipates future member needs and desires.

Phase 3 (Future): Continue evolving based on member feedback and lifestyle trends.

This approach demonstrates:

  • Long-term vision
  • Commitment to excellence
  • Financial strength
  • Member-centric focus
  • Competitive positioning

The Competitive Advantage

While Others Maintain, WindRiver Innovates:

When Clubhouse Village opens, WindRiver will offer:

  • Most comprehensive amenity package in East Tennessee
  • Newest, most modern facilities
  • Diverse spaces for different interests
  • Year-round programming capability
  • Multi-generational appeal
  • Property value enhancement

The Value Proposition:

For the same or lower membership investment than other premium Tennessee communities, WindRiver members will enjoy:

  • Championship golf
  • Full-service marina and lake access
  • State-of-the-art clubhouse facilities
  • Multiple dining venues
  • Comprehensive fitness and wellness
  • Vibrant social programming
  • All in a beautiful, gated lakefront setting

The Lifestyle Impact

Clubhouse Village will enable:

Daily Variety: Different spaces and venues mean you can vary your routine:

  • Monday lunch in casual bistro
  • Wednesday dinner in fine dining
  • Friday happy hour in bar/lounge
  • Sunday brunch on terrace

Activity Integration:

  • Morning golf followed by fitness class in same complex
  • Afternoon art class then dinner without leaving facility
  • Seamless flow between activities

Weather Independence:

  • Robust programming continues year-round
  • Indoor/outdoor options
  • Climate-controlled comfort

Social Connection:

  • Multiple gathering spaces increase chance encounters
  • Regular attendees become friends
  • Shared interests create natural connections
  • New member integration happens organically

The Investment Message

Clubhouse Village sends a clear message to prospective and current members:

We’re Committed: Multi-million dollar investment in amenity expansion We’re Growing: Community continues to evolve and improve We’re Different: Not content with status quo We’re Here for the Long Term: Building for generations

This matters for:

  • Current Members: Their investment appreciates as community improves
  • Prospective Buyers: Confidence in community trajectory
  • Property Values: Enhanced amenities support home values
  • Community Culture: Attracts quality members who value excellence

Gated Lake & Golf Community in East Tennessee

Conclusion: Where Clubhouse Excellence Meets Tennessee Value

The clubhouse is where retirement truly comes to life. It’s where the ordinary day becomes special, where neighbors become friends, where hobbies flourish, where learning continues, and where every day offers the possibility of something enjoyable, engaging, or enriching.

Tennessee’s golf retirement communities understand this, investing significantly in clubhouse facilities and programming that rival—and often exceed—more expensive coastal communities. The combination of Southern hospitality, talented chefs, professional management, and engaged members creates social environments that are genuinely special.

Among Tennessee’s excellent options, WindRiver stands poised to lead with Clubhouse Village—a visionary development that will set a new standard for comprehensive lifestyle amenities. The combination of championship golf, full-service marina, and comprehensive clubhouse facilities creates a lifestyle ecosystem unmatched in the Southeast.

But Clubhouse Village represents more than beautiful buildings and elegant spaces. It represents a philosophy: that retirement should be vibrant, engaged, diverse, and continuously evolving. That members deserve options. That excellence requires ongoing investment. That the best communities never stop improving.

When you choose a golf retirement community, you’re not just buying a home—you’re joining a club, a community, a lifestyle. The clubhouse is where that lifestyle unfolds daily. Choose wisely, because you’ll be spending a lot of wonderful time there.

Ready to experience WindRiver’s clubhouse vision?

Schedule your Discovery Tour and see Citico’s Restaurant, learn about Clubhouse Village plans, meet current members, and experience the vibrant social scene that makes WindRiver Tennessee’s premier golf and lake community.

Visit windriverliving.com/discovery-tour or call 865-988-1864 to discover where your active, engaged retirement awaits.

Your table is waiting.


About WindRiver

WindRiver is East Tennessee’s premier gated lakefront and golf community, distinguished by championship golf, comprehensive marina facilities, and the upcoming transformational Clubhouse Village development. Located on pristine Tellico Lake in Lenoir City, Tennessee, WindRiver offers members an unparalleled lifestyle combining recreation, dining, wellness, and social engagement. With Citico’s Restaurant, diverse programming, and continuous amenity investment, WindRiver provides the vibrant, engaged lifestyle active retirees desire. Just 30 minutes from Knoxville and one hour from the Great Smoky Mountains, WindRiver represents the pinnacle of clubhouse excellence and social vitality in Tennessee retirement living.